Liability Insurance for Family Child Care Homes and Child Care Centers

Child care is a business and providers and centers are responsible for the supervision of children in care at all times and for the correct handling of any emergency. Liability insurance is a standard consideration for any business. It covers the famiy child care home when an injury occurs. comprehensive general liability insurance includes bodily injury, damage to property, medical emergencies, and legal costs. Homeowner's or renter's insurance on the providers home does not provide liability coverage for a family child care business. Moreover, if the provider rents his/her home, the landlord may need to be listed on the family child care business liability policy. Contact an insurance provider for more complete information.

The following is a sample fo companies and brokerage agencies that provide liability insurance for family child care homes or child care centers.

Adults and Children's Alliance (ACA) St.Paul, MN 55117-2621 651-481-9320 800-433-8108 www.acainc.org email: info@acainc.org	Capitol Indemnity Corporation Marketing/Agency Department PO Box 5900 Madison, WI 53705-0900 608-231-4450 www.capitolindemnity.com email: maketing-agency@capitolindemnity.com
First Choice Insurance Services 11923 Central Avenue NE Blaine, MN 55434 763-792-3555 www.firstchoiceforinsurance.com email: info@firstchoiceforinsurance.com	Francis L Dean & Associates, Inc. 1776 South Naperville Rd, Building B PO Box 4200 Wheaton, IL 60189 800-745-2409 www.fdean.com/day_care_nursery_child_care_insurance.html
Freisinger Group, Inc. 3468 Losey Boulevard South La Crosse, WI 54601 608-784-2587 www.freisingerinsurancegroup.com	Morgan and Associates, Inc. 5705 95th Place SW Mukilteo, WA 98275 877-799-8980 www.morganinsurance.com email: service@morganinsurance.com

 

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